Imagine holding a visa that not only grants you access to an array of benefits but also positions you to thrive in one of the UAE’s rapidly growing real estate markets. The Ajman Golden Visa program is tailored for forward-thinking investors, entrepreneurs, and visionaries who aim to contribute their resources and expertise to Ajman’s dynamic economy.
This program offers long-term residency to those looking to invest in Ajman, particularly its booming commercial real estate sector. Beyond legal residency, it symbolizes a gateway to unparalleled opportunities in one of the UAE’s most investor-friendly emirates.
What Makes the Ajman Golden Visa Essential for Real Estate Investors?
Commercial real estate investors who obtain the Ajman Golden Visa enjoy numerous privileges, including extended residency, tax advantages, and seamless access to the UAE’s economic infrastructure. For investors seeking stability, scalability, and long-term value, the visa ensures an environment conducive to business and personal growth.
With the Golden Visa, you can:
- Live, work, and manage your investments in Ajman with ease.
- Access favourable tax structures, including exemptions from income, capital gains, and inheritance taxes.
- Bring your family and executive team, offering stability and support for your ventures.
- Streamline banking and business operations, including setting up accounts for rental income or property financing.
Eligibility for Investors
The Ajman Golden Visa is particularly appealing for commercial real estate investors. To qualify:
- You must own real estate valued at AED 2 million or more in Ajman, including completed, off-plan, or mortgaged properties.
- The investment can span residential, commercial, or mixed-use properties, enabling flexibility in portfolio building.
- Mortgaged properties are eligible if supported by a Non-Objection Certificate (NOC) from the financing bank.
How to Obtain the Golden Visa Through Commercial Real Estate
Step 1: Invest in Ajman’s Commercial Property Market
Select properties valued at AED 2 million or above. Ajman’s market offers diverse opportunities, from office spaces to mixed-use developments. Seek out high-yield locations like the Al Jurf Industrial Area or key business zones near Ajman Free Zone, which are known for their potential to attract corporate tenants.
Step 2: Complete the Documentation
Prepare and submit the following:
- Valid passport
- Property title deed (e-copy)
- Health insurance certificate
- Recent photograph
- Previous visa or Emirates ID (if applicable)
Step 3: Pay Fees
Costs associated with the visa application include:
- Medical examination: AED 700
- Emirates ID (10 years): AED 1,153
- Residency permit validation (10 years): AED 2,620
- Land Department fees: AED 4,020
- Administrative charges: AED 1,155
Step 4: Receive Your Visa
Once approved, you’ll receive your Golden Visa, enabling a decade of uninterrupted residency and investment freedom.
Key Benefits for Commercial Real Estate Investors
1. Long-Term Stability
The 10-year renewable visa ensures uninterrupted access to Ajman’s thriving real estate market, allowing investors to focus on long-term growth strategies.
2. Favorable Tax Environment
With no income or capital gains taxes, your investments yield higher returns. Additionally, rental income is not subject to deductions, maximizing profitability.
3. Simplified Banking
The visa facilitates opening corporate and personal bank accounts in the UAE, which is essential for managing rental income, reinvestments, and international transactions.
4. Family and Team Integration
Bring your family, advisors, or executive team under the same visa program, ensuring smooth operations and a supportive living environment for everyone involved.
5. Access to Premium Healthcare and Education
Ajman offers excellent medical facilities and educational institutions, creating a holistic environment for you and your family while managing investments.
Why Invest in Ajman’s Commercial Real Estate?
Ajman boasts competitive property prices compared to Dubai and Abu Dhabi, while rental yields for commercial properties range between 7% and 10%. As the emirate continues to develop, the demand for office spaces, retail outlets, and mixed-use developments grows, making it an ideal market for high returns.
Moreover, Ajman’s proximity to Sharjah and Dubai positions it as a strategic hub for businesses seeking affordable space with access to key markets.
Is Ajman Golden Visa Worth It for Investors?
Absolutely. The Ajman Golden Visa is more than a residency permit for commercial real estate investors—it’s a strategic tool for unlocking the emirate’s full potential. Whether you want to expand your portfolio, establish a business, or capitalize on high rental yields, the Golden Visa is your gateway to a secure and profitable future.
Recent Updates to the Golden Visa Program (2024)
New changes make the program even more accessible for investors:
- Off-Plan Properties: Investors can now qualify by obtaining an NOC from developers, regardless of construction progress.
- Mortgaged Properties: Mortgages are now eligible without a 50% payment requirement as long as a bank NOC confirms the arrangement.
- Property Valuation: All properties must meet the AED 2 million valuation threshold, as certified by the Ajman Land Department.
Conclusion: Your Next Move in Commercial Real Estate
The Ajman Golden Visa is more than a residency solution—it’s a strategic advantage for commercial real estate investors. By leveraging this program, you gain access to an untapped market with immense growth potential while enjoying the benefits of tax-free income and extended residency.
Take the next step to secure your Ajman Golden Visa and position yourself in one of the UAE’s most promising commercial real estate markets. With the right investment, you’re not just buying property but investing in a future of unlimited possibilities.
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